Car Insurance Rates Explained: What Factors Affect Your Premium?
In some states, insurers may use credit-based insurance information when determining premiums, while other states restrict or prohibit its use.
Where permitted, insurers may consider information from credit-based insurance scoring models as one factor in evaluating insurance risk.
This is different from using your credit score for a loan.
Because laws differ significantly by state, consumers should check the rules where they live.
https://www.insuracarelife.com..../blog/do-you-need-mo
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